AGREEMENT BETWEEN USER AND Finance Analytics Institute (FAI)
The FAI Web Site is comprised of various Web pages operated by FAI and is available to you if and only if you accept, without modification, the terms, conditions, and notices contained herein and your use of the FAI Web Site constitutes your agreement to all such terms, conditions, and notices. Further, FAI reserves the right at any time and without prior notification to change the terms, conditions, and notices under which the FAI Web Site is offered.
NO UNLAWFUL OR PROHIBITED USE
You warrant to FAI that you will not use the FAI Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the FAI Web Site in any manner which could damage, disable, overburden, or impair the FAI Web Site or interfere with any other party’s use and enjoyment of the FAI Web Site. You may not obtain or attempt to obtain any materials or information through any means not expressly made available or provided for through the FAI Web Sites.
3rd PARTY SITES & COMUNICATIONS
The FAI Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of FAI and FAI is not responsible for the contents of any Linked Site. FAI is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by FAI of the site or any association with its operators.
The FAI Web Site may contain communication services including but not limited to bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (individually or collectively “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. When using a Communication Services you will not do the following including but not limited to:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
FAI has no obligation to monitor the Communication Services but FAI reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. FAI reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever. Further, FAI reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in FAI’s sole discretion.
FAI does not control or endorse the content, messages or information found in any Communication Service and, therefore, FAI specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Unless expressly marked “FAI Authorized” all information does not necessarily reflect the views of FAI. Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO FAI OR POSTED AT ANY FAI WEB SITE
FAI does not claim ownership of the materials you provide to FAI (including data, feedback and suggestions) or post, upload, input or submit to any FAI Web Site or its associated services (individually or collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting FAI, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. FAI is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in FAI’s sole discretion. By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE FAI WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FAI AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE FAI WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE FAI WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
FAI AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE FAI WEB SITE FOR ANY PURPOSE AND ITS MERCHANTABILITY FOR ANY USE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. FAI AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
FAI reserves the right, in its sole discretion, to terminate your access to the FAI Web Site and the related services or any portion thereof at any time, without notice.
To the maximum extent permitted by law, this agreement is governed by the laws of the State of California and you hereby consent to the exclusive jurisdiction and venue of courts in Orange County, California, U.S.A. in all disputes arising out of or relating to the use of the FAI Web Site. Use of the FAI Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. It is agreed that no joint venture, partnership, employment, or agency relationship exists between you and FAI as a result of this agreement or use of the FAI Web Site. FAI’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of FAI’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the FAI Web Site or information provided to or gathered by FAI with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and FAI with respect to the FAI Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and FAI with respect to the FAI Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that this agreement and all related documents be drawn up in English.
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